Leasehold Reform Act 2024: Major new rules affecting premiums. Learn More →
🇬🇧 Updated 2026 · RICS Methodology

Calculate Your Lease Extension Premium Instantly

The UK’s most accurate free leasehold enfranchisement calculator. Instant estimates using official RICS deferment rates — no registration required.

4.9M
UK leasehold homes
80yr
Critical threshold
Free
Always free
Quick Estimate
Property value (freehold basis)
Years remaining on lease
Annual ground rent (£)
Estimated Premium
Use the full calculator for a detailed breakdown
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RICS Deferment Rate (5%)
Marriage Value Included
2025 Rates Applied
No Signup Needed
100% Free
How It Works

Your estimate in under 60 seconds

The same RICS-approved methodology used by professional surveyors and cited in First-tier Tribunal cases.

1

Enter Details

Property value, lease length, and ground rent — that’s all we need.

2

We Calculate

Our algorithm applies the RICS deferment rate and official relativity tables instantly.

3

See Breakdown

Reversion, ground rent cap, marriage value if applicable, plus total professional fees.

4

Take Action

Share your estimate with your surveyor or solicitor and start the process.

Why LeaseVault

The most complete free tool in the UK

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Accurate RICS Formula

We use the Deferment Rate methodology established by the Lands Tribunal in Sportelli — the same formula used by professional valuers.

Marriage Value Alert

Our calculator automatically flags marriage value when your lease is under 80 years and shows exactly how much it adds to your premium.

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Total Cost Breakdown

See premium components plus estimated solicitor and surveyor fees — budget the full outlay, not just the headline figure.

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2025 Rates

All calculations reflect the current 5% deferment rate, 2025 relativity tables, and guidance under the Leasehold Reform Act 2024.

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Private & Free

No signup, no credit card. Your calculation stays in your browser. We never store property details without your consent.

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Mobile Ready

Use our calculator on any device. Share results directly with your solicitor or surveyor via email or WhatsApp.

Common Questions

Frequently Asked Questions

Our calculator uses the official RICS deferment rate methodology and should be within 10–20% of a professional valuation for most properties. Actual premiums depend on local comparable evidence that only a registered surveyor can access. Always instruct a specialist before serving a Section 42 notice.

Once a lease falls below 80 years, marriage value becomes payable — potentially doubling or tripling your total extension cost. Above 80 years, marriage value is not payable. This is the single most important financial milestone in leasehold enfranchisement.

The Act proposes to abolish marriage value and extend the standard extension to 990 years. Many provisions require secondary legislation before coming into force. Our calculator uses the current RICS methodology.

The statutory process typically takes 6–12 months for an uncontested case. If the matter goes to the First-tier Tribunal, add 12–18 months.

Ideally when your lease reaches 90 years — giving you time to complete comfortably before crossing the 80-year marriage value threshold. If you are already below 85 years, act immediately.

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